Here a single 22kV line from the subsation can run many 10's of mostly 400kVA transformers. (Well, lots of them are single transformers powering small stand-alone loads like a single farm or traffic lights etc, so the actual load is many times less than N*400kVA). I think a lost phase in some final branch, powering just 2..3 transformers won't even stand out in the measurement
Also, lets say you can discover the existence of such fault. Is it viable to cut the entire line from the substation due to this fault ? I.e. causing full downtime to 50 customers because 3 lost a phase ?